How do I pay for a purchase?
HomeTown.in offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that our trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times. You may use Internet Banking (Credit & Debit Card), Credit Card EMI to make your purchase.
How do I pay using a Credit or Debit Card?
We accept payments made by credit/debit cards issued in India.
We accept payments made using Visa & MasterCard credit cards/Amex.
To pay using your credit card at checkout, you will need your card number, expiry date, CVV number. After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.
We accept payments made using Visa, MasterCard and Maestro debit cards.
To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.
Is it safe to use my Credit / Debit card on HomeTown?
Your online transaction on HomeTown is secure with the highest levels of transaction security currently available on the Internet. HomeTown uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.
All credit card and debit card payments on HomeTown are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.
What is a 3DSecure password?
The 3D Secure password is implemented by VISA and MasterCard/Amex in partnership with card issuing banks under the "Verified by VISA" MasterCard SecureCode services, respectively.
The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.
Can I pay partially with Payback Points along with Other modes of Payment?
Sorry as of now we are not offering payment using your Payback points.
What are the EMI Options available?
HomeTown offers you EMI facility . You can check on the product page the exact EMI amount for the product you wish to purchase.